- Business Insurance
- Crop Yield Insurance
- Livestock Insurance
- Commercial property Insurance
- Credit Risk Insurance
- Business Interruption Insurance
- Merge & Acquisition Insurance
- Surety Bond Insurance
- General Liability Insurance
- Professional Liability/Indemnity (E&O)
- Machinery Breakdown Insurance
- Directors & Officers (D&O) Insurance
- Burglary Insurance
- Fire Perils Insurance
- Marine Cargo & Hull Insurance
- Public Product Liability Insurance
- Fidelity Insurance
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- Industrial All Risks Insurance
- Industrial All Risks Insurance
- Plate Glass Insurance
- Property Insurance
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- Creditor’s Loan & Mortgage Insurance
- Money Insurance
- Individual insurance
- Specialty/Niche Insurance (IWIB NICHE INSURANCE)
- People & Technology
- Risk Management Services
- Retirement Benefits & Pension Advisory
- Private wealth investment
Protect Your Capital with Confidence
Credit Risk Insurance
At IWIB, we understand that lending and investing always involves risk. Our Credit Risk Insurance helps protect lenders, investors, and businesses from financial losses if a borrower fails to repay a loan or meet agreed payment obligations.
This solution allows you to finance opportunities with greater confidence while reducing potential credit risk.
Who This Service Is For
IWIB Credit Risk Insurance is suitable for:
- Investors - Individuals or institutions financing businesses or projects.
- Private Lenders - Entities providing loans to companies or project developers.
- Financial Institutions - Organizations seeking protection for their loan portfolios.
- Businesses - Offering Credit Companies selling goods or services on credit.
- Project Financiers - Organizations funding real estate, infrastructure, or development projects.
Key Benefits
- Capital Protection - Protects your investment if a borrower defaults.
- Reduced Risk - Transfers part of the credit risk to an insurance solution.
- Lending Confidence - Allows lenders and investors to finance projects more securely.
- Portfolio Stability - Helps manage and stabilize credit exposure.
- Coverage - Credit Risk Insurance may cover:
- Loan repayment default
- Borrower insolvency or bankruptcy
- Prolonged payment delays
- Contractual payment failure
Coverage typically ranges between 70% and 95% of the insured loan amount, depending on the risk assessment.
How It Works
- Application - Submit borrower and loan details.
- Risk Assessment - IWIB reviews the financial and project information.
- Policy Issuance - Once approved, an insurance policy is issued.
- Default Event - If the borrower fails to repay, a claim can be filed.
- Claim Settlement - After verification, compensation is paid according to the policy.
Industries We Support
IWIB Credit Risk Insurance supports financing in sectors such as:
- Real estate
- Infrastructure
- Manufacturing
- Energy
- Agriculture
- Technology
- Trade and import/export
If you are financing a project, lending funds, or investing in a business, IWIB Credit Risk Insurance can help protect your capital.
Disclaimer
All Credit Risk Insurance products are subject to underwriting review and approval. Coverage terms, limits, and premiums depend on the risk assessment of each transaction.